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Home Care Costs & Comparisons in Simcoe County

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For many of us, there comes a time when we must make critical and sometimes difficult health care choices for ourselves and our loved ones.

Fortunately, many options exist when it comes to senior care. Assisted living facilities, family caregivers, hired caregivers, long-term care facilities, and retirement homes are all viable alternatives. As you explore these options to determine which best suits your preferences and requirements, cost will likely be an important consideration.

Cost Overview of Home Care Services:

Regrettably, there are no universally funded home care government programs in Canada. In Ontario, for example, a very small percentage (less than 5%) of total health expenditures are directed toward home care services. This is consistently true across all provinces. This is where private home care comes in to fill the gap. When government subsidies and family members can no longer provide the quality of care their loved one requires, private care becomes a viable alternative.

Data from recent years indicate that approximately 26% of Canadians cared for a family member or close friend with a serious health concern, and those family caregivers provided up to 80% of care at home. This was in addition to any publicly subsidized government service. These data also show that the typical family caregiver spends an average of 20 hours per week caring for their loved ones over a period of 4 years. Equally astonishing is that one quarter of caregivers spend 40 hours/week.

A suitable private care agency will work around family schedule and subsidized hours to fill in the time that family caregivers cannot be there. Over the last few years, over 150,000 Ontarians (as an example) purchased an additional 20 million hours of home care services annually to allow individuals requiring care to remain in their homes. Supplementing additional care needs through private care is a common occurrence.

The typical Retire-At-Home client spends approximately $1500-$2000 per month to live independently and remain at home. Requirements and budgets vary widely so some clients spend as little as $80 per month to access aid with some basic needs such as housekeeping or foot care. At the other end of the spectrum, some clients receive 24 hour support when faced with a crisis or palliative situations. With no contracts, the service can be as flexible as you desire, in order to make sure that you make the most of the service, and minimize cost wherever possible.

Cost Overview of Institutional Care:

For those who feel that other options, such as retirement homes or nursing homes, are a better fir for their needs, there are many options to choose from. Here is a breakdown of Independent Living, Assisted Living, and Long-term Care costs (costs may vary and change).

Independent Living – Non-government regulated, client pays privately
  • Range $2075 – $4750
  • $550 – $1600 for additional person
  • Meals can be available but not often included
  • No personal support
  • 24-hr staffing for emergencies
  • Social/recreation programs often available
  • Availability of or include housekeeping/linens
Retirement Home (Assisted Living)
  • Range $1760 – $5500
  • $600 – $1000 for additional person
  • Includes all meals, housekeeping, laundry
  • Personal support and assistance with activities of daily living, meds are available for purchase
  • 24-hr staffing for emergencies
  • Social/recreation programs
Long Term Care (Nursing Home)
  • Government regulated, client pays the accommodation cost
  • Require government assessment to determine eligibility
  • Range $1620 – $2170
  • 24-hr care is available, however it is usually minimal with an average ratio of 12:1 patients to caregivers
  • Includes all meals, housekeeping, laundry
  • Over 20,000 people on waiting lists, often waiting a 2-3 years.
Example of Cost Comparison between Retire-At-Home and a Retirement Home:
  • Client requires 3 hours per day of Personal Care, help with meals, medication reminders.
  • Average Price of Retirement Home = approx. $4000 per month (for one person).
  • Cost of hourly care = $29/hour.

Option1 – Retirement Home:

  • Client moves to Retirement Home on one-year contract
  • Assume 1 hour per day of Personal Care included, 2 hours per day are charged
  • Meals included
  • = $4000 + (2 hours x 30 days x $29/hour)
  • = $4000 + $1740
  • = $5740

Option2 – Retire-At-Home:

  • Client hires Retire-At-Home Services, remains in their own home, no contracts
  • Grocery bill for one person = $300/month
  • Utilities = $400/month
  • Emergency Response System installed = $40/month
  • = 3 hours x 30 days x $29/hour + $300 + $400 + $40
  • = $3350
Contact us today to discuss the home care needs for you or a loved one in Simcoe County, or to book a Free Home Care Assessment with our Nurse.

We proudly serve the following communities in Simcoe County:
Barrie, Midland, Innisfil, Wasaga Beach, Angus, Borden, Creemore, Duntroon, Everett, Glencairn, Glen Huron, Lisle, New Lowell, Nottawa, Stayner,Utopia, Egbert, Elmvale, Gilford, Hawestone, Hillsdale, Lefroy,Midhurst, Minesing, Orillia, Oro, Oro Station, Penetanguishene, Perkinsfield, Phelpstone, Shanty Bay, Stroud, Thornton, Tiny, Wyevale.

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